{"id":17,"date":"2023-11-09T11:33:40","date_gmt":"2023-11-09T10:33:40","guid":{"rendered":"https:\/\/compassionate-morse.176-96-136-90.plesk.page\/?page_id=17"},"modified":"2023-11-17T11:44:14","modified_gmt":"2023-11-17T10:44:14","slug":"finanzen","status":"publish","type":"page","link":"https:\/\/christinehofstetter.ch\/en\/coaching\/finanzen\/","title":{"rendered":"FINANCE"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"17\" class=\"elementor elementor-17\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-78a9f731 e-flex e-con-boxed e-con e-parent\" data-id=\"78a9f731\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-4d3db834 elementor-widget elementor-widget-heading\" data-id=\"4d3db834\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">TIMES OF CHANGE IN LIFE.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2cce7d90 elementor-widget elementor-widget-heading\" data-id=\"2cce7d90\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"> MILESTONES OF SECURITY AND QUALITY.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-37c8ab4 e-flex e-con-boxed e-con e-child\" data-id=\"37c8ab4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f4a2ddc elementor-widget__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"3f4a2ddc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"flex-gt-sm-50 hm-row\"><div class=\"hm-row-inside\"><div class=\"ce_text block\"><p><strong>Services in the sectors of pension provision and financial planning.<\/strong><\/p><p>In regard to taking care of clients in these areas I need to help them fulfill their wishes. In order to change these thoughts into reality I consider the following questions:<\/p><ul><li>What can you do to maintain your standard of living at an advanced age?<\/li><li>How can you make the best of your assets and savings, in order to possibly retire earlier?<\/li><li>Is there a chance of actually achieving your dreams now or in the future?<\/li><li>How can you optimize your expenses in order to achieve the best possible purchasing power?<\/li><\/ul><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-289467f4 elementor-widget elementor-widget-image\" data-id=\"289467f4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"800\" src=\"https:\/\/christinehofstetter.ch\/wp-content\/uploads\/2023\/11\/christine-1157-Edit-Edit-1024x1024.jpg\" class=\"attachment-large size-large wp-image-179\" alt=\"\" srcset=\"https:\/\/christinehofstetter.ch\/wp-content\/uploads\/2023\/11\/christine-1157-Edit-Edit-1024x1024.jpg 1024w, https:\/\/christinehofstetter.ch\/wp-content\/uploads\/2023\/11\/christine-1157-Edit-Edit-300x300.jpg 300w, https:\/\/christinehofstetter.ch\/wp-content\/uploads\/2023\/11\/christine-1157-Edit-Edit-150x150.jpg 150w, https:\/\/christinehofstetter.ch\/wp-content\/uploads\/2023\/11\/christine-1157-Edit-Edit-768x768.jpg 768w, https:\/\/christinehofstetter.ch\/wp-content\/uploads\/2023\/11\/christine-1157-Edit-Edit-1536x1536.jpg 1536w, https:\/\/christinehofstetter.ch\/wp-content\/uploads\/2023\/11\/christine-1157-Edit-Edit-2048x2048.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-2570d8a e-flex e-con-boxed e-con e-parent\" data-id=\"2570d8a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2dbb18c elementor-widget elementor-widget-heading\" data-id=\"2dbb18c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Schedule an appointment<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-78e6052 elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"78e6052\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:+41762186595\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-phone-alt\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M497.39 361.8l-112-48a24 24 0 0 0-28 6.9l-49.6 60.6A370.66 370.66 0 0 1 130.6 204.11l60.6-49.6a23.94 23.94 0 0 0 6.9-28l-48-112A24.16 24.16 0 0 0 122.6.61l-104 24A24 24 0 0 0 0 48c0 256.5 207.9 464 464 464a24 24 0 0 0 23.4-18.6l24-104a24.29 24.29 0 0 0-14.01-27.6z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">076 218 65 95<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:ch@christinehofstetter.ch\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-envelope\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">ch@christinehofstetter.ch<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62445f9 e-flex e-con-boxed e-con e-parent\" data-id=\"62445f9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-121e620 elementor-widget elementor-widget-heading\" data-id=\"121e620\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">CASE STUDIES<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beed1b1 elementor-widget elementor-widget-text-editor\" data-id=\"beed1b1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4><strong>Facilitating decisions with precalculated models<\/strong><\/h4><p>A married couple that had their own business as well as being employed\u201a was increasingly concerned over the question as to whether they would have enough financial means to maintain their standard of living after retiring. They did not want to consult their bank or insurance or similar service providers due to their fear of being given biased advice.\n\nThen they got to know about me. This financial advice was divided into several parts. At the first meeting I established the couple\u2019s income and their wishes and plans for their retirement. As a second step I documented this information and developed four scenarios. What came into question for example was whether to work for a longer or shorter period than the lawful pension age, or if it would be worth buying a property.<\/p><p>I let my clients again confirm or correct the scenarios I had developed. After this I made calculations based on the available income and the couple\u2019s willingness to save as well as the previously established facts of the various scenarios and developed these according to the rules of professional accounting. This first plan was explained and discussed with the clients. Together we took down changes that had emerged in the meantime or which the couple wanted made. Following this I developed a final report.<\/p><p>The resulting figures of the various scenarios spoke for themselves but interestingly enough they did not reflect the intuitively expected result. The couple was greatly relieved as they were now able to make a decision or several decisions without pressure and knowing what effects these decisions would have on their future income.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>DEINE LEBENSZEITPUNKTE. DIE MEILENSTEINE DER SICHERHEIT UND QUALIT\u00c4T. Du willst dich um deine Alters- und Finanzvorsorge k\u00fcmmern? Wir schauen uns deine W\u00fcnsche an und \u00fcberlegen gemeinsam, was es braucht, damit du sie in die Wirklichkeit umsetzen kannst. Dabei besch\u00e4ftigen uns folgende Fragestellungen: Was musst du tun, um deinen Lebensstandard im Alter aufrechterhalten zu k\u00f6nnen? Wie [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":13,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-17","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Finanzen - Christine Hofstetter<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/christinehofstetter.ch\/en\/coaching\/finanzen\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Finanzen - Christine Hofstetter\" \/>\n<meta property=\"og:description\" content=\"DEINE LEBENSZEITPUNKTE. DIE MEILENSTEINE DER SICHERHEIT UND QUALIT\u00c4T. 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DIE MEILENSTEINE DER SICHERHEIT UND QUALIT\u00c4T. Du willst dich um deine Alters- und Finanzvorsorge k\u00fcmmern? Wir schauen uns deine W\u00fcnsche an und \u00fcberlegen gemeinsam, was es braucht, damit du sie in die Wirklichkeit umsetzen kannst. Dabei besch\u00e4ftigen uns folgende Fragestellungen: Was musst du tun, um deinen Lebensstandard im Alter aufrechterhalten zu k\u00f6nnen? 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